Austerity has stripped local services to the bone – and those on the lowest incomes will be forced to pay for it“The most boring and complicated subject in all of public life,” declared William Waldegrave, former minister and an architect of the fateful poll tax, when speaking of local government finance. But...
The dash from cash doesn’t just contribute to social exclusion, it plays into the hands of unaccountable corporationsHow convenient. The decline of cash and the rise of electronic payments makes life so much simpler: no more rooting around in purses and wallets for slippery notes and clunky coins, no awkward change bulking out our...
The agent said it would take time to process, but I need the money for a house purchaseSeven months ago I paid the agent Travelup over £2,300 for a return flight from Manchester to Port Harcourt in Nigeria with Air France.Recently, I was told that the return flight...
Barclays’ lack of communication made things worse after the death of my motherMy mother died recently and a substantial sum was wired from her estate in the Caribbean to my Barclays account. A month later it has yet to arrive.My local branch has tried to be helpful but feels it...
Green Star Energy was unable to get our names on an account despite repeated callsWe moved into a new house which had gas and electricity supplied by Green Star Energy. In the five months since, we’ve been unable to get our names on the account, despite repeated calls, while at the same...
The worst Isas pay 0.2% interest while the best pay 26%. We review the best on offer for youIf you are lucky enough to have accumulated decent savings, it’s the time of year to decide where best to deposit them and earn the most interest. Every year individuals can put £20,000 into...
There are good rates out there for savers – especially those willing to tie money up for a whileIf you’ve done nothing with your savings in recent years – having assumed banks were paying terrible rates – it’s time to think again as interest rates have been rising to the extent it...
Cash Isas are falling out of favour – but there are deals to be found if you can lock money awayIt’s tough for savers: the best-paying easy-access cash Isas – from Virgin Money and Leeds building society – pay just 1.21% interest. Meanwhile, official data earlier this month showed that inflation remained high...
There’s a wealth of financial products out there – here’s how to choose the right ISAInvestors have under three weeks left to exploit this tax year’s £20,000 tax-free Isa allowance. Most opt for safe cash Isas, but investment Isas, with the money going into stocks and shares, offer greater potential, though much greater...
The ‘innovative finance’ Isa is being hailed by some as the answer to years of miserable interest rates. We look at who’s offering them and how they workIt’s the new type of Isa offering returns of up to 12% – or perhaps even 20% in future. But are rates like this simply...

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